Private Health Insurance Emerges as a Game-Changer for Job Seekers Amid Rising NHS Pressures

The survey reveals that 55% of UK respondents are more likely to apply for jobs offering private medical insurance (PMI), reflecting a growing demand for healthcare benefits amid mounting NHS pressures.

Younger Generations Prioritising Health Benefits
The appeal of PMI is particularly pronounced among younger job seekers, with 65% of 18–24-year-olds and 63% of 25–34-year-olds considering it a key factor in their employment decisions. Regionally, the East Midlands leads the trend, with 62% prioritising PMI, followed closely by London at 59%.

David Hare, Chief Executive of IHPN, remarked: “The start of the year sees a spike in job searches as people reassess their career priorities. For many, private health insurance is a dealbreaker, particularly among younger generations who place high value on accessible and timely healthcare options.”

Businesses Take Action as NHS Waiting Times Soar
Rising NHS waiting times are also fuelling concerns among employers. IHPN polling shows that:

• 52% of businesses worry NHS delays could lead to increased sickness absence rates.
• 52% fear prolonged employee absences or permanent exits due to health issues.
• In response, 71% of businesses now offer private healthcare benefits such as PMI, occupational health services, or Employee Assistance Programmes (EAPs), with many planning to enhance these provisions in the next 12 months.

David Hare added: “Employers are recognising that access to private healthcare is essential—not just for attracting and retaining talent but also for ensuring workplace productivity. Faster, more accessible healthcare is a critical tool in today’s competitive job market.”

The survey highlights key reasons driving private healthcare adoption:

• 45% cited difficulty securing NHS appointments.
• 27% found private appointments easier to book.
• 50% rated private healthcare superior in accessibility.
• Popular private treatments include doctor consultations (45%), diagnostic tests (45%), and GP appointments (34%).
• 88% of those using private healthcare, whether self-funded or insured, reported it was worth the expense—a testament to the growing value placed on timely and high-quality care.

The Independent Healthcare Providers Network (IHPN) is the voice of the independent healthcare sector in the UK, representing a wide range of healthcare providers, including private hospitals, clinics, and specialists. IHPN works to ensure that independent healthcare providers are supported in delivering high-quality care while promoting choice and competition within the healthcare system.